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Building a House in the Caribbean

How to Choose and Control a Building Contractor

The safest way to choose a contractor is to reduce the number of things that depend on trust. A clear drawing, scope, price, payment schedule, variation procedure and inspection record protect both the homeowner and the builder because fewer decisions are left to memory and argument.

Contractor and homeowner reviewing house plans on a Caribbean construction site
A reliable contractor is chosen by proven work, a clear scope, transparent payment stages and regular inspection, not simply by the lowest initial quotation.
CDEMA's regional code is unusually practical here: it recommends a written contract before construction, defined obligations for both sides, a payment schedule, written approval of variations, a dispute process and insurance. It also says the contractor should review the drawings and state assumptions used in the quotation.

Contractor scorecard

Get three comparable prices, not three random prices

Three quotations are useful only when all three contractors are pricing the same thing. Give each bidder the same approved drawings, structural information and schedule of finishes. Ask them to return the quotation using the same headings: site, foundation, structure, roof, doors/windows, plumbing, electrical, finishes, external works, exclusions and provisional sums.

A payment plan should follow visible progress

Weak arrangementStronger arrangement
Large advance because “materials are expensive”Advance limited to clearly identified mobilisation/material needs, then payments against completed, checked stages.
“Pay when I ask”Written payment milestones and invoice procedure.
Owner changes things verbally on siteWritten variation showing cost and extra/reduced time before work changes.
Builder chooses substitutes without discussionSpecified products/performance with written approval for substitutions.
No one records hidden workPhotographs and inspection before concrete, ceilings or finishes conceal critical work.

Photograph what you will never see again

  • Foundation excavation and reinforcement before concrete.
  • Under-slab plumbing, electrical and communications conduits.
  • Termite treatment stage and damp-proof membrane.
  • Reinforcement in columns, beams, lintels and slabs.
  • Roof-to-wall connectors and concealed straps.
  • Plumbing pressure tests and drain routes before walls/ceilings close.
  • Waterproofing before tiles.

Red flags

No written exclusions

A short quotation with one total can be more dangerous than a higher detailed quotation because you do not know what is missing.

Price changes without paper

If the contract value can change verbally, neither side knows the real cost to complete.

Pressure to cover work quickly

Critical reinforcement, plumbing, waterproofing and connections should be checked before they disappear behind concrete or finishes.

Do not use the scorecard as a licence check. Licensing, insurance and qualification requirements differ by country. Verify them with the competent local authority. The scorecard measures project-control habits, not legal eligibility.